"Online Credit quickly on the card" - the organization is engaged in issuing urgent microcredits without certificates and guarantors
The service "Online Credit quickly on the card" provides microcredits on favorable terms. You can apply for a loan online from your home or office. The registration procedure takes only a few minutes, the money comes to the card immediately. The borrower has to go to the company's website or install the application on the smartphone with just a couple of clicks.
After installing the application, the borrower gets access to instant loan processing. The service operates around the clock without holidays and weekends. The interest rate per day does not exceed 1%.
The company "Online Credit quickly on the card" has been issuing microcredits online for several years. During this time, several tens of thousands of loans were issued.
Advantages of cooperation:
fast registration;
repayment of the debt in parts or in full;
possibility of debt extension;
ease of receiving and repaying debt.
The application "Online Credit quickly to the card" allows you to issue loans at a convenient time for the borrower. All questions can be clarified by phone or through the support service. You can calculate the loan amount, overpayments on the site using a calculator.
Loan processing is carried out quickly. The borrower receives a response to the application within half an hour for the first time. With each subsequent decision, the bank makes a decision instantly. A microcredit organization lends money to the unemployed, pensioners, borrowers with delinquency on other loans, clients with poor credit scores. The percentage of positive decisions reaches 90-95%. The system makes decisions automatically based on passport data without checking the CI.
Loan calculation example
Loans are issued from 5,000 ₽ to 30,000 ₽
Loan term from 85 to 319 days at interest rates specified in the terms of the loan.
Interest rate:
- Minimum interest rate 0.1% per day - Maximum interest rate 1% per day
The rate depends on the amount and term of the loan, as well as the client's credit history.
The annual effective remuneration rate (APR) is not more than 365% per annum.
Violation of deadlines: In case of violation of deadlines, a penalty will be applied. The amount of the penalty is 0.3% of the amount of delay for each day of delay. Also, negative information is sent to all credit bureaus of the country.
Extension of the term: You can extend the term of the loan on the terms of the original loan.
Loan default:
If the loan is not repaid within the agreed period, the lender will be forced to charge a penalty for late payment. If you fail to comply with the conditions for repaying loans, your data may be transferred to the register of debtors, and the debt - to a collection agency for debt collection. The lender informs you of all payment deadlines by SMS and e-mail. By paying off the debt within the specified time frame, you form your positive credit history, which increases your chances of getting a loan on more favorable terms in the future. This offer is not an offer. Specify the final conditions in direct communication with creditors.
Information on the total cost of the loan and calculation example: A loan in the amount of 26,000 ₽ was issued for 11 months. Under the agreement, the annual rate is 365%.
The amount of the monthly payment will be 3805 ₽, the total repayment amount for 11 months is 41860 ₽, the overpayment is 15860 ₽.
The calculation formula is 26,000 ₽ + ( 26,000 ₽ * 0.2% rate per day * 305 days ) = 41,860 ₽
TIC (full cost of the loan) as a percentage is 61% per annum.
This application does not issue loans or credits and is not a financial institution, bank or lender, but only aggregates banks and MFIs that issue money at interest in cash, on a card or in other ways and does not require a license to conduct such activities.
All financial companies presented in the application are included in the state register and have the appropriate certificates issued by the Central Bank of the Russian Federation.
